Disclaimer: This post is sponsored by our partners at Pelican State Credit Union, who have been providing financial services to individuals and families in Louisiana for almost 60 years. I remember when I hit the lottery. At least, I hit the lottery according to 12 year-old me’s standards. I found out about the Accelerated Reader, or “AR,” program in school. It gave students a chance to earn prizes by reading books and taking tests on them. Anyone who reached 100 points was rewarded with a $100 savings bond! I saw that dollar sign and made it my goal to get 100 points. My friends would want to play video games, but I had books to read. If they only knew about...

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